Personalized solutions for all your lending and financial needs
Taking equity out of your home can solve an immediate problem—or create a long-term one. Before you decide, answer these three questions: How much net cash will you receive after fees?, How will your monthly payment and budget change?, and What are the tax and rate implications?
Buying your first home is a major step — there are programs and assistance options that can reduce upfront costs and simplify the process. This guide covers first-time buyer programs, mortgage options, and financial calculators to help you know what you can afford.
Refinancing can lower your rate or change your term — but it comes with costs that must be weighed. Learn when refinancing truly makes sense and how to calculate whether closing costs are justified by the savings.
